Ridgefield, Wilton and Redding real estate and homes for sale in Connecticut, Luxury Homes, Relocation Services - Karla Murtaugh, REALTOR® Karla Murtaugh REALTOR(r) for Ridgefield, Wilton and Redding, Connecticut real estate, Luxury Homes, Relocation Services - NUMBER1EXPERT™ Karla Murtaugh NUMBER1EXPERT(tm) for Ridgefield, Wilton and Redding, Connecticut real estate, Luxury Homes, Relocation Services
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Karla Murtaugh, REALTORŪ, real estate agent and broker for Ridgefield, Wilton and Redding Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)


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Mortgage Prequalification: Ridgefield, Wilton and Redding Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Ridgefield, Wilton and Redding real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >FHA Advisory

If you are in default on an FHA-insured mortgage, and the lender intends to foreclose, you should know about the Mortgage Assignment Program. You will have to provide certain information to the FHA to apply for this program.

To be considered eligible for assistance, the home must your principal residence. You must be at least three full payments behind on the mortgage, and the reason for your failure to make the mortgage payments must be due to circumstances beyond your control, such as unexpected unemployment. The FHA must be reasonably certain that you can resume making the payments at the end of 36 months and that the accrued deficiencies will be paid back before taking over the loan.

The Veteran's Administration also has a mortgage assistance program for those who have VA mortgages.

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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Karla Murtaugh, REALTORŪ, real estate agent and broker for Ridgefield, Wilton and Redding Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Karla Murtaugh
Neumann Real Estate

395 Main Street
Ridgefield
Connecticut, 06877
Phone: 203-856-5534
Phone: 203-438-0455 x330
Fax: 203-431-6998
Email: KarlaMurtaugh@NUMBER1EXPERT.com

Recognized as one of the areas top Realtors, Karla has built her business by exceeding her clients expectations time and time again. "A home is the single most important purchase one can make and I feel privileged to provide impeccable customer service and marketing expertise to both buyers and sellers". Karla's success is based on her honesty, extensive market knowledge, expert guidance and support, excellent negotiating skills, and exceptional dedication to her clients needs. Karla specializes in residential properties, luxury homes, new construction, antique homes, land opportunities, waterfront properties and all areas of relocation. Experience the Platinum Level in Real Estate Service.


Neumann Real Estate real estate and homes for sale in Ridgefield, Wilton and Redding Connecticut

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