Ridgefield, Wilton and Redding real estate and homes for sale in Connecticut, Luxury Homes, Relocation Services - Karla Murtaugh, REALTOR® Karla Murtaugh REALTOR(r) for Ridgefield, Wilton and Redding, Connecticut real estate, Luxury Homes, Relocation Services - NUMBER1EXPERT™ Karla Murtaugh NUMBER1EXPERT(tm) for Ridgefield, Wilton and Redding, Connecticut real estate, Luxury Homes, Relocation Services
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Karla Murtaugh, REALTORŪ, real estate agent and broker for Ridgefield, Wilton and Redding Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)


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Karla Murtaugh is the personal trainer of realtors, making each client feel as if they were if not her only client, certainly her most important one.
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Karla Murtaugh is one of The Top Selling Real Estate Experts™
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Unique and Luxury Homes: Ridgefield, Wilton and Redding Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Ridgefield, Wilton and Redding area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?

A 
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year.
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Karla Murtaugh, REALTORŪ, real estate agent and broker for Ridgefield, Wilton and Redding Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Karla Murtaugh
Neumann Real Estate

395 Main Street
Ridgefield
Connecticut, 06877
Phone: 203-856-5534
Phone: 203-438-0455 x330
Fax: 203-431-6998
Email: KarlaMurtaugh@NUMBER1EXPERT.com

Recognized as one of the areas top Realtors, Karla has built her business by exceeding her clients expectations time and time again. "A home is the single most important purchase one can make and I feel privileged to provide impeccable customer service and marketing expertise to both buyers and sellers". Karla's success is based on her honesty, extensive market knowledge, expert guidance and support, excellent negotiating skills, and exceptional dedication to her clients needs. Karla specializes in residential properties, luxury homes, new construction, antique homes, land opportunities, waterfront properties and all areas of relocation. Experience the Platinum Level in Real Estate Service.


Neumann Real Estate real estate and homes for sale in Ridgefield, Wilton and Redding Connecticut

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