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Commuting to New York City  Transportation from Ridgefield, CT
New York City commuters find the Katonah station convenient and the train ride shorter, although parking is limited. Many Ridgefielders prefer to use the convenient in town shuttle to the Katonah station offered by HART, see link below for schedule. For better parking options, Goldens Bridge, one stop north of Katonah, is another frequently used station for Ridgefielders. Another option if you reside in Northern Ridgefield is Purdy’s. Ticket machines are available. The fare to GCT from both stations is $11.50 one-way peak, $8.75 one-way off-peak, $251 monthly. Parking at Katonah and Goldens Bridge is handled by Allright Corp., 888-682-PARK. See link below for Metro-North Harlem line train schedule.
You can choose to use the Branchville train station off Route 7 in Ridgefield, located about five minutes down Branchville Road from the center of Ridgefield, see link below for Metro-North New Haven line train schedule. There are machines to buy tickets. Ticket prices to New York City are: $14.25 one-way peak, $10.75 one-way off-peak, $308 monthly. There is a wheelchair ramp to the platform. The station is served by Westport Star Taxi (227-3063). Call in advance.
Transportation from Wilton, CT
Wilton has two stations, both of which are on Metro-North’s Danbury Line (New Haven Line). The Wilton Station is a few hundred yards from Center Street near the intersection of Route 7 and 33. Cannondale Station is on Cannon Road, just off Route 7 and adjoining the Cannondale Village Shopping Center. There are no ticket machines and no staffed ticket office. Parking at Wilton and Cannondale is the province of the town (563-0100). The Branchville Station is off Route 7 in Ridgefield, less than a mile from the Wilton border. There are no ticket machines and no staffed ticket office. Parking is run by the town of Ridgefield (431-2700). See link below for Metro-North New Haven line train schedule.
Tickets bought before boarding the train to Grand Central cost $13.50 one-way peak, $10 one-way off peak. A monthly commutation ticket $292.
Transportation from Redding, CT
Redding’s only station is the Redding station on Long Ridge Road, a couple of minutes from Route 53. It is 58.5 miles to Grand Central Terminal. It has full ADA access, but no ticket machines or windows. One-way peak fare to Grand Central is $14.25, one-way off peak is $10.75, monthly commutation is $308. An annual parking permit is $250; daily fee is $5. Annual parking permits (as available) can be purchased Monday through Saturday at the recycling center or ordered at the town clerk’s office during regular business hours. Call 938-3026 for information. See link below for Metro-North New Haven line train schedule.
The Branchville station in Ridgefield on Portland Avenue off Route 7 is a few minutes from Route 107 and Georgetown. It is 54 miles to Grand Central Terminal. The fares are the same as from West Redding. There is a wheelchair ramp to the platform; no ticket machines. The town of Ridgefield handles parking.
Depending on where you live in Redding, Wilton is also an option. Wilton has two stations, both of which are on Metro-North’s Danbury Line (New Haven Line). The Wilton Station is a few hundred yards from Center Street near the intersection of Route 7 and 33. Cannondale Station is on Cannon Road, just off Route 7 and adjoining the Cannondale Village Shopping Center. There are no ticket machines and no staffed ticket office. Parking at Wilton and Cannondale is the province of the town (563-0100). Metro-North Railroad
1. Harlem Line, Northern Westchester County, New York With stations at:
Katonah, Goldens, Purdys
2. New Haven Line, Fairfield County Connecticut With stations at:
Branchville, Ridgefield, CT, Cannondale, Wilton, CT, Wilton, CT HART (Housatonic Area Regional Transit) Shuttle to Katonah Train Station Are you new to the area? Request my FREE package of Ridgefield, Wilton and Redding relocation information. It's my job to help! There's no obligation, and I promise to respond quickly... 
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Financing Your Home >The Margin on an ARM When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.
Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.
If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.
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What areas are known as the 'silk stocking' districts of this famous city?
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In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room. |
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